To keep our living space fresh and beautiful requires attention to details and regular maintenance. Sometimes such repairs need adequate funds to be carried out. If you are not sure from where to get the funds from you may consider taking a loan against your property.


This is a smart and hassle-free financing option which lets you liquify your fixed asset (property). In order to acquire maximum loan amount which is up to 60-70% of your property value you must ensure that your property does not have any existing loan on it and is free from any litigation.

Being secured loan in nature you can get the loan at an affordable interest rate, up to a maximum amount of Rs. 3.5 crores and flexible repayment tenure of 2 to 20 years. Though, these terms may vary as per your profile and the criteria of your lender.

Experienced lenders like NBFCs let you apply for the loan online with minimum paperwork. You simply have to fill up an e-form and submit. Upon verification, eligible applicants can enjoy instant loan approval and quick disbursement.

While, existing customers of the loan can opt for Balance Transfer and get the loan shifted to a new lender offering lower interest rate. This will allow the borrower to pay off the loan easily on affordable monthly instalments.


Lenders understand the need for loan and thus offer the loan on Flexi Hybrid facility. This is a unique feature which lets you borrow as per your needs from the amount sanctioned. The lender charges interest-only EMIs which lowers the overall repayments by 45% and help to better manage the loan.