When you are in a financial crunch but you don’t want to sell your investments. Under the circumstances, assets such as property, shares, mutual fund units, insurance policy, etc. can be pledged. Let’s see here against loan on insurance policy.
Thoug...
Should you choose a Small Tenure for the Loan Against Property?
If you are opting for a loan against property as a mode of finance, there are other features you need to consider other than the eligibility criteria. You have to consider the loan against property tenure before applying for it as it decides how long y...
Guide: How to Lower Down Interest Rate on Your Mortgage Loan
Everyone planning or already applying for a loan against their property have certain expectations. For instance, a majority of loan applicants would want the mortgage loan interest rates to be on the lower side. On the other hand, there would be people...
When can you use a loan against insurance policy?
Not only can you use the insurance policy as an investment tool but you can also use it to get a loan. Financial institutions use your insurance policy as collateral and generate funds for you. Here are some ways when you can use a loan against policy....
How to obtain Bajaj Finserv Loan Against Property
If you have any major financial requirement for higher education, business plans or medical treatment, you can apply for the simple and easy Bajaj Finserv loan against property. This is one of the simplest loan procedures and thus, is quite easy to obt...
Securities You Can Pledge to Take a Loan Against Securities
The only certain thing about life is its uncertainty. No matter how much you plan, you’ll always fall short by just a margin. This applies to every aspect of life, your career planning, your future planning and your financial planning. Therefore, you m...
Major Drawbacks of Reverse Mortgages
A reverse mortgage is a scheme where senior citizens can relinquish equity on their home in exchange for a loan amount. It is not very popular in India due to the following reasons:
Attachment to Homes
In reverse mortgages, customers ha...
How to apply for a loan against your bonds
Looking for a loan against your bonds? Following are some useful things to keep in mind before applying for a loan against bonds:
1. Checking affordability
Before you apply for a loan against bonds, you need to check your affordability. First, determ...
Loan Against Mutual Funds: Reasons to Opt
Of all the type of loans which are available today loan against mutual funds is a great option as it lets you liquify fixed assets. You are not required to withdraw or break them and you can easily avail loan against them.
Let us know what are the oth...
Tax Benefits Available When Availing a Loan Against Property
There are many instances in our lives when we require an instant influx of cash but owing to the high interest rates and strict eligibility criteria, we are unable to do so. During such times a loan can be a blessing in disguise as it offers high value...
All About Mortgages
All About Mortgages Financing, is the basic guide to overview upon secured loan and issues on finance niche. The main purpose is to share the essentials about loans and insurance. Several categories of Loans, Interest Rates, Calculators, Eligibility Criteria are covered over here.